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窦荣兴委员:中小型银行应把握好新时期的三大机遇

来源: 南方日报网络版     时间: 2019年03月26日 20:20:07
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(原)(标)(题)(:窦)(荣)(兴)(委)(员)(:中)(小)(型)(银)(行)(应)(把)(握)(好)(新)(时)(期)(的)(三)(大)(机)(遇)(
全)(国)(政)(协)(委)(员)(、中)(原)(银)(行)(股)(份)(有)(限)(公)(司)(董)(事)(长)(窦)(荣)(兴)(是)(经)(济)(界)(别)(中)(少)(数)(来)(自)(中)(小)(银)(行)(业)(的)(委)(员)(,也)(是)(新)(当)(选)(的)(全)(国)(政)(协)(委)(员)(中)(为)(数)(不)(多)(的)(上)(市)(银)(行)(负)(责)(人)(。
全)(国)(政)(协)(委)(员)(、中)(原)(银)(行)(股)(份)(有)(限)(公)(司)(董)(事)(长)(窦)(荣)(兴)(。本)(报)(记)(者)(周)(琳)(摄)(
3月)(3日)(,窦)(荣)(兴)(委)(员)(在)(北)(京)(会)(议)(中)(心)(接)(受)(经)(济)(日)(报)(记)(者)(专)(访)(时)(表)(示)(,“中)(小)(型)(商)(业)(银)(行)(不)(应)(满)(足)(于)(通)(过)(传)(统)(技)(术)(手)(段)(建)(设)(租)(房)(、雇)(人)(、押)(运)(的)(高)(成)(本)(物)(理)(网)(点)(发)(展)(模)(式)(,应)(走)(出)(‘上)(网)(下)(乡)(’的)(特)(色)(化)(发)(展)(新)(路)(。新)(时)(期)(应)(把)(握)(三)(大)(机)(遇)(,一)(是)(紧)(跟)(金)(融)(科)(技)(发)(展)(潮)(流)(,积)(极)(拓)(展)(线)(上)(业)(务)(;二)(是)(乘)(着)(乡)(村)(振)(兴)(的)(‘东)(风)(’,努)(力)(拓)(展)(农)(村)(金)(融)(‘蓝)(海)(’;三)(是)(积)(极)(谋)(划)(登)(陆)(资)(本)(市)(场)(,实)(现)(公)(司)(治)(理)(结)(构)(、信)(息)(披)(露)(等)(方)(面)(的)(提)(升)(。”
所)(谓)(“上)(网)(”,即)(把)(握)(好)(金)(融)(科)(技)(机)(遇)(。窦)(荣)(兴)(委)(员)(表)(示)(,“过)(去)(,中)(小)(型)(城)(市)(商)(业)(银)(行)(受)(制)(于)(区)(域)(限)(制)(,只)(能)(在)(特)(定)(地)(域)(拓)(展)(物)(理)(网)(点)(、开)(展)(线)(下)(业)(务)(,发)(展)(模)(式)(单)(一)(。如)(今)(,中)(小)(型)(商)(业)(银)(行)(已)(‘跑)(步)(’进)(入)(数)(字)(化)(转)(型)(的)(新)(时)(期)(,这)(一)(时)(期)(以)(金)(融)(科)(技)(、大)(数)(据)(风)(控)(、云)(计)(算)(识)(别)(客)(户)(等)(为)(代)(表)(,未)(来)(的)(科)(技)(型)(银)(行)(、数)(字)(型)(银)(行)(有)(望)(从)(中)(小)(商)(业)(银)(行)(中)(诞)(生)(。”
窦)(荣)(兴)(举)(例)(说)(,中)(原)(银)(行)(开)(发)(出)(的)(“永)(续)(贷)(”线)(上)(产)(品)(,既)(突)(破)(了)(传)(统)(城)(市)(商)(业)(银)(行)(的)(物)(理)(网)(点)(局)(限)(,又)(极)(大)(支)(持)(了)(多)(地)(客)(户)(的)(融)(资)(需)(求)(,2016年)(上)(线)(逾)(一)(年)(来)(已)(为)(多)(地)(客)(户)(提)(供)(资)(金)(249亿)(元)(。
所)(谓)(“下)(乡)(”,要)(抓)(住)(乡)(村)(振)(兴)(战)(略)(机)(遇)(。窦)(荣)(兴)(委)(员)(表)(示)(,过)(去)(几)(年)(里)(部)(分)(大)(型)(商)(业)(银)(行)(撤)(销)(县)(域)(网)(点)(,重)(要)(原)(因)(之)(一)(是)(成)(本)(问)(题)(,即)(通)(过)(传)(统)(技)(术)(建)(设)(高)(成)(本)(物)(理)(网)(点)(的)(模)(式)(难)(以)(为)(继)(,普)(惠)(金)(融)(服)(务)(难)(以)(到)(达)(“三)(农)(”。但)(是)(互)(联)(网)(和)(金)(融)(科)(技)(的)(发)(展)(,给)(中)(小)(银)(行)(“弯)(道)(超)(车)(”、打)(通)(农)(村)(金)(融)(服)(务)(“最)(后)(一)(公)(里)(”新)(的)(机)(会)(。
“河)(南)(是)(农)(业)(大)(省)(,据)(初)(步)(估)(算)(,全)(省)(金)(融)(总)(量)(的)(44%,金)(融)(增)(量)(的)(58%在)(县)(级)(以)(下)(单)(位)(,农)(村)(金)(融)(市)(场)(正)(在)(成)(为)(中)(小)(银)(行)(发)(展)(的)(蓝)(海)(。”窦)(荣)(兴)(委)(员)(建)(议)(,今)(后)(中)(小)(银)(行)(可)(通)(过)(业)(务)(线)(上)(化)(、网)(点)(轻)(量)(化)(、风)(控)(数)(字)(化)(,努)(力)(推)(进)(业)(务)(服)(务)(易)(触)(达)(、网)(点)(运)(营)(低)(成)(本)(和)(产)(品)(风)(控)(更)(加)(精)(准)(,让)(普)(惠)(金)(融)(服)(务)(真)(正)(惠)(及)(“三)(农)(”。
最)(近)(5年)(来)(,城)(市)(商)(业)(银)(行)(掀)(起)(上)(市)(热)(。窦)(荣)(兴)(委)(员)(认)(为)(,“登)(陆)(资)(本)(市)(场)(是)(金)(融)(企)(业)(做)(大)(做)(强)(的)(必)(经)(之)(路)(,补)(充)(资)(本)(金)(是)(银)(行)(业)(发)(展)(的)(长)(期)(战)(略)(举)(措)(,今)(年)(中)(原)(银)(行)(计)(划)(继)(续)(通)(过)(资)(本)(补)(充)(工)(具)(提)(升)(资)(本)(能)(力)(,这)(离)(不)(开)(资)(本)(市)(场)(的)(支)(持)(。同)(时)(,登)(陆)(资)(本)(市)(场)(有)(利)(于)(提)(升)(传)(统)(银)(行)(在)(公)(司)(治)(理)(结)(构)(、内)(控)(管)(理)(、信)(息)(披)(露)(方)(面)(的)(水)(平)(,获)(得)(更)(多)(的)(国)(际)(先)(进)(经)(验)(,新)(时)(期)(中)(小)(银)(行)(应)(在)(登)(陆)(资)(本)(市)(场)(方)(面)(把)(握)(住)(机)(遇)(。”
(见)(习)(编)(辑)(:于)(浩)()返)(回)(搜)(狐)(,查)(看)(更)(多)(责)(任)(编)(辑)(:
声)(明)(:该)(文)(观)(点)(仅)(代)(表)(作)(者)(本)(人)(,搜)(狐)(号)(系)(信)(息)(发)(布)(平)(台)(,搜)(狐)(仅)(提)(供)(信)(息)(存)(储)(空)(间)(服)(务)(。
阅)(读)(()
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